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New Bank Stress Test To Start In 2025It provides rules that mortgage providers use to calculate if you qualify for a mortgage and how much you can borrow. The mortgage stress test is used when you. The stress test means that borrowers aren't able to qualify for as large of a mortgage loan as they previously did before the stress test was. The mortgage stress test was designed to help Canadians spend within their means. Read up on the latest rules and see how the stress test rate is calculated.
