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Is BMO a safe bank?Is BMO a reliable bank? BMO is a well-established national bank with over 1, branches across 32 U.S. states. Deposits made to BMO. BMO Bank is a legitimate, FDIC-insured financial institution. It's best if you are looking for an entirely online/mobile banking experience. BMO Bank's money market rates are 2X the national average, and it has an A health rating.
