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? Using ATMs in THAILAND: Usage Fee, Limits, Safe ATMs, Cards Accepted, Dynamic Currency ConversionOne of the best ways to minimize currency exchange fees is to visit your bank or credit union before you leave the US to exchange dollars for the currency of. Banks and credit unions are generally the best places to exchange currency, with reasonable exchange rates and the lowest fees. Some TD locations may have common currencies available for immediate exchange, such as: European euros (EUR); Great British pounds (GBP); Canadian dollars (CAD).