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BMO Cash Back Credit Card Review - Watch Before you Apply� dagger BMO AIR MILES World Elite Mastercard applications must be received between May 1, and November 30, (the �Offer Period�) to be eligible for. Credit cards expire every 3 � 5 years depending on your issuer. You'll be able to find your credit card expiry date on the front of your card. Your BMO Prepaid Travel card expires after 3 years, and it's not automatically renewed. If you don't apply for another card, you'll need to.