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CARDHOLDERS BEWARE: Credit Card Companies Cutting Credit Limits Without Warning - 2 Minute Q\u0026AIf you missed due dates or carry high debt and only send the minimum payments, the issuer may shorten the limit. Or, if you haven't paid with. In the U.S., no bank lowers a credit limit without stating a reason. Lowering a credit limit is an �adverse action� and federal law requires. Banks can adjust your credit limit without notice. Why does it happen? Often, it's a response to changes in your financial behaviour or broader economic.
