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Lower mortgage rates spark real estate frenzy: What to knowUse our online mortgage rate finder to compare mortgage rates and see available interest rates from across our range of mortgages. Whether you're a first time buyer or looking to remortgage, we offer a range of mortgage rates designed to suit everyone. Find out more today. *BEBR means the Bank of England Base Rate, which is currently % (effective 07 November ). Representative example: A capital and interest mortgage of.