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Openbank: Primer banco espanol 100% digital - Banco SantanderOpenbank has grown to become Europe's largest digital bank by deposit volume expanding across four European countries. Openbank will offer a high yield savings product at a very competitive rate and one of the fastest onboarding processes on the market. They are a digital bank part of Santander. I am looking at their website and it looks like the account is fee-free and so is the debit card.