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CREDIT CARD INSTALLMENTS - Basics and Tips - 0% Installment - #JAXHACKSRCBC Credit Cards' Unli Installment is a purchase conversion facility that allows principal and supplementary cardholders to convert their straight purchases. With PayEasy, UnionBank Credit Card's Installment Program, enjoy life's treats with easy payment plans up to 36 months at 0% installment. I received my first CC as BDO sent me a Visa CC. It is already activated and I'm planning to use it on groceries and installment purchases.