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Major Auto Lender Just Ended Vehicle Loans (BMO Bank)Whether you want to apply for a home loan or refinance your mortgage, BMO Mortgage Bankers can guide you through the process. Refinancing your mortgage can be a great way to access the equity in your home for the things that matter to you. Learn more and talk to an expert today. Basically they will let you do a streamlined refinance at any point to a new interest rate for a flat $1,, without new appraisal.